Regulated P2P loan offers better returns with low volatility



Peer-to-peer lending or P2P lending is proving to be one of the best ways to make a profit; this type of loan offers much better returns to savers who have looked for ways to earn a better return on their savings compared to bonds and stocks which generally exhibit enormous volatility.

The intervention of regulators has made the P2P industry more attractive and secure for lenders and borrowers. This industry is regulated in the majority of major economies such as USA, UK, Europe and China etc. Here are the few benefits of regulating this industry:

  • Additional shield for consumers
  • Effective competition combined with growth of the industry in a controlled manner
  • P2P platforms are required to provide clear information and how to handle money
  • This forces the platforms to maintain a stable financial situation in the event of a platform failure.

Although regulations vary from country to country, P2P platforms are required to follow specific standards to create an agreement between lenders and borrowers.

Most platforms allow lenders to earn interest in the range of 5-7% depending on the amount invested, the borrower’s credit rating and the terms of the agreement.

P2P lending platforms have also developed several investment options for lenders. For example, you can lend money to borrowers with both high and low credit ratings. You can also select the type of loan that you think offers the best returns with the lowest risk. These could be personal loans, medical debts, or mortgage refinancing, for example. As with banks, each type of loan carries a different interest rate.

The average yield of 5-7% on investments seems attractive given the yield on Treasury bills. For example, the yield on 10-year US Treasuries is around 2.53% and this yield moves up and down depending on the financial and business environment. On the flip side, stock markets offer better returns than bonds, but those returns also come with risk. Therefore, the P2P industry continues to evolve as a new place of profit for investors.

Trusted and regulated stock brokers and CFDs

What we like


  • 0% share fees

  • Over 5,000 stocks, ETFs and other markets

  • Accepts Paypal deposits

Fees per transaction

Zero commission on actual inventory

64 traders registered today

Visit now

67% of retail investor accounts lose money when trading CFDs with this provider. You should ask yourself if you can afford to take the high risk of losing your money.

Available assets

  • Total number of actions and actions5000+
  • American equities
  • German stocks
  • British stocks
  • European
  • ETF Stocks
  • Initial Public Offering
  • Funds
  • Obligations
  • Options
  • Futures contracts
  • CFD
  • Crypto

Fees per transaction

  • FTSE 100
    Zero Commission
  • NASDAQ
    Zero Commission
  • DAX
    Zero Commission
  • Facebook
    Zero Commission
  • Alphabet
    Zero Commission
  • You’re here
    Zero Commission
  • Apple
    Zero Commission
  • Microsoft
    Zero Commission

Deposit method

  • Bank transfer
  • Credit card
  • Bank account
  • Paypal
  • Skrill
  • Neteller

Hide fees

See the fees

What we like


  • Sign up today and get $ 5 free

  • Available fractals

  • Paypal available

Fees per transaction

$ 1 to $ 9 CFM

Visit now

Investing in the financial markets involves risk, you have the potential to lose your entire investment.

Available assets

  • Total number of shares999
  • American equities
  • German stocks
  • British stocks
  • European equities
  • TEF
  • IPO
  • Funds
  • Obligations
  • Options
  • Futures contracts
  • CFD
  • Crypto

Fees per transaction

  • FTSE 100
    $ 1 – $ 9 per month
  • NASDAQ
    $ 1 – $ 9 per month
  • DAX
    $ 1 – $ 9 per month
  • Facebook
    $ 1 – $ 9 per month
  • Alphabet
    $ 1 – $ 9 per month
  • Telsa
    $ 1 – $ 9 per month
  • Apple
    $ 1 – $ 9 per month
  • Microsoft
    $ 1 – $ 9 per month

Deposit method

  • Bank transfer
  • Credit card
  • Bank account

Hide fees

See the fees

Users should remember that all transactions involve risk and users should only invest in regulated companies. The opinions expressed are those of the authors only. Past performance is no guarantee of future results. The opinions expressed on this site do not constitute investment advice and independent financial advice should be sought where appropriate. It is free to use this website, but we may receive commissions from the companies that we feature on this site.


Source link

Previous Compare the best broadband plans
Next BT will offer the mobile as it looks to buy EE

No Comment

Leave a reply

Your email address will not be published. Required fields are marked *